EFFECT OF ELECTRONIC BANKING ON COMMERCIAL BANK PERFORMANCE IN NIGERIA

Nwankwo, Simon Nwagballa and Agbo, Elias Igwebuike (2021) EFFECT OF ELECTRONIC BANKING ON COMMERCIAL BANK PERFORMANCE IN NIGERIA. European Journal of Accounting, Finance and Investment, 7 (1). pp. 68-81. ISSN 3466 – 7037

[img] Text
Simon Nwagballa Nwankwo and Elias Igwebuike Agbo.pdf
Download (307kB)

Abstract

The main aim of this study was to examine the effect of electronic banking on the performance of Nigerian commercial banks. Specifically, it sought to determine the effect of automated teller machine transactions ,point of sale terminals transactions and mobile banking transactions on the performance of commercial banks in Nigeria. The study adopted the ex post facto research design and covered the period from 2013 to 2017. E-views statistical tool was used for the analysis of the data obtained. The results of the study reveal that automated teller machine transactions have positive and significant effect on the performance of commercial banks in Nigeria while both point of sale terminal transaction and mobile banking transactions have negative and weak effects on the performance of the commercial banks in Nigeria . The study recommends that the management of banks should adopt such innovations in their operations as would shore up their profitability.

Item Type: Article
Subjects: H Social Sciences > HG Finance
H Social Sciences > HJ Public Finance
Divisions: Faculty of Management and Social Sciences
Depositing User: mrs chioma hannah
Date Deposited: 24 Mar 2021 09:54
Last Modified: 24 Mar 2021 09:54
URI: http://eprints.gouni.edu.ng/id/eprint/2985

Actions (login required)

View Item View Item
GOUNI Repository is powered by EPrints 3 which is developed by the School of Electronics and Computer Science at the University of Southampton. More information and software credits.