Nwanne, T.F.I (2015) ETHIOPIAN BANKING SYSTEM. In: International Comparative banking. End point Publishers Ltd. Abakiliki, Ebonyi State, pp. 137-150.

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This study is on the Ethiopian banking system. Ethiopia may be listed among the longest surviving states in the whole world and has been able to preserve more than any other country in the African continent its own national identity. Unlike in other African countries, the distinguishing imprint of a single colonial power is hardly noticed. This paper has examined the history of the Ethiopian banking system. Particular attention is given to the Central Banking System, Organisation, Regulation/Supervision and the Monetary Policy Framework of the nation. The study also examines the banking reform which aims at casting light on the changes in the country’s banking sector, bank concentration, competition, efficiency and liquidity. Assessment of changes in the banking sector reveals that the sector has become less concentrated. However, competition among banks is weak, which is manifested through operational inefficiency and accumulation of large stock of liquidity. This has led to persistence of lack of access to bank loan even after the reform. In general, despite the introduction of banking sector reform in 1994 that led to expansion of the banking industry, the problem of credit access has persisted. Policy makers should therefore devise mechanisms that enhance competition in the banking sector and establish a policy framework that encourages them to lend to all sectors of the economy.

Item Type: Book Section
Subjects: H Social Sciences > HJ Public Finance
Divisions: Faculty of Management and Social Sciences
Depositing User: mrs chioma hannah
Date Deposited: 25 Jun 2019 10:23
Last Modified: 25 Jun 2019 14:39

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